Inga Karulaitytė – Kvainauskienė

Inga Karulaitytė is a top-tier leading expert in FinTech and digital finance regulation in Lithuania and the Baltics with more than 20 years of experience. She leads the Banking & Finance and FinTech practice at ECOVIS ProventusLaw.

Inga guides electronic money institutions, payment service providers, investment firms, and crypto-asset service providers through complex EU regulatory landscapes, including MiCA, PSD2, AML/CTF, sanctions, and operational resilience frameworks. Inga has been instrumental in designing cross-border regulatory strategies, obtaining licences, and implementing governance and compliance frameworks for financial institutions and digital asset companies operating across multiple jurisdictions. She has guided numerous companies in implementing governance structures, AML processes, and technology-driven compliance tools, including RegTech and AI applications.

Inga is an expert in sanctions law, dual-use goods regulation, and complex cross-border trade compliance, with extensive experience advising international clients operating in highly regulated and strategically sensitive sectors such as aerospace and aviation companies, logistics operators, financial institutions, technology-driven businesses and public sector on navigating the EU and international sanctions framework, export controls, and dual-use goods regimes. Her expertise covers EU restrictive measures, OFAC-aligned compliance risks, trade embargoes, licensing requirements, and complex multi-jurisdictional compliance assessments in high-risk supply chains.

Inga is also a recognised thought leader and community builder. She co-founded Lithuanian Fintech Association, supporting Lithuania’s FinTech ecosystem. Inga is a regular speaker and moderator at leading industry events, including Baltic Fintech Days, HIPTHER conferences and the Lithuanian Fintech Association events, and serves as an invited expert lecturer in FinTech regulation at Vilnius University. She is a certified anti-money laundering (ACAMS) and International Sanctions expert. Inga also holds a professional corporate governance certification, further highlighting her expertise in creating strong, accountable, and sustainable business frameworks.

She also is:

• Ranked lawyer in Fintech Legal by Chambers and Partners Fintech 2020, 2021, 2022, 2023, 2024, 2025, 2026.
• Highly Regarded lawyer in the Banking and Finance directory by IFLR1000, Chambers and Partners, and the LEGAL500 2019, 2020, 2021, 2022, 2023, 2024, 2025 and 2026.
• Shortlisted for Thought Leader of the Year – CEEMEA at the IFLR Women in Business Law Awards 2026.
• Shortlisted for Financial Regulatory Lawyer of the Year – EMEA at the IFLR Women in Business Law Awards 2024.
• Certified Anti-Money Laundering Specialist (ACAMS).
• Certified Risk Management specialist in Global Sanctions.
• Certified Board member - Corporate Governance Certificate by BICG.
• Certificate of Completion of Internal Auditor‘s Training since 2020.
• Member of the Lithuanian Bar since 2003.
• Attorney at Law (Lithuania), registered to practise in Latvia under her home-country professional title
• Attorney at Law (Lithuania), registered to practise in Estonia under her home-country professional title

“Inga Karulaitytė is an experienced professional in the FinTech field.” Chambers Fintech Legal, 2024

“Inga Karulaitytė is a high-level specialist in her field, advising on all AML/CTF and sanctions issues.” Chambers Fintech Legal, 2024

“ECOVIS ProventusLaw is especially well-suited to assist on regulatory compliance and licensing requirements for alternative finance providers, including fintechs and crowdfunding platforms, in addition to providing auditing, compliance, and anti-money laundering services. Practice head Inga Karulaitytė has experience handling regulatory issues, together with assisting clients in obtaining banking licenses and complying with sanctions and AML legislation. The team is particularly prominent in internal auditing and risk management.” Legal500, 2024

“I’ve found Inga to be helpful, knowledgeable and resourceful.” Chambers Fintech Legal, 2023

“Inga Karulaityte and Linas Vidžys provided a professional service to us. They are extremely knowledgeable and resourceful when guiding us. Their knowledge and understanding of the requirements are superior and they care about the outcome of their work for us as a client. We had an easy access to them at all times and they delivered fast and efficient service to us.” Legal500, 2023

“One of the first lawyers starting to grow the fintech ecosystem in the country.” Legal500, 2023