Fintech

RegRally Insights: Payments Regulatory Updates, July 2026

RegRally Insights: Payment Services Regulatory Updates – Licensing Developments, Supervisory Enforcement and Market Changes (July...

RegRally Insights: EMI/PI Regulation – June 2026

EU payments regulation is entering a structurally transformative phase, with PSD3 and the Payment Services...

One Firm, Two Regimes: How a MiFID Investment Firm Can Extend Into Crypto Under Article 60 MiCA

The entry into application of the Markets in Crypto-Assets Regulation (MiCA) raised a practical question...

One Firm, Two Regimes: How a MiFID Investment Firm Can Extend Into Crypto Under Article 60 MiCA

The entry into application of the Markets in Crypto-Assets Regulation (MiCA) raised a practical question...

MiCA Licensing in Practice: What Latvijas Banka’s Latest Authorisation Signals for EU Crypto Regulation

The continued rollout of the Markets in Crypto-Assets Regulation (MiCA) is reshaping the regulatory landscape...

MiCA Licensing in Practice: What Latvijas Banka’s Latest Authorisation Signals for EU Crypto Regulation

The continued rollout of the Markets in Crypto-Assets Regulation (MiCA) is reshaping the regulatory landscape...

Why FinTech Companies Are Choosing Latvia for MiCA, EMI, Payment Institution and Neobank Licensing in 2026

While larger nations grapple with administrative bottlenecks and linguistic barriers, Latvia has positioned itself as...

RegRally Insights: EMI/PI Regulation – May 2026

Welcome to the May 2026 edition of RegRally Insights: EMI license & PI license Regulation,...

RegRally Insights: EMI/PI Regulation – April 2026

This edition of RegRally Insights: EMI/PI Regulation – April 2026 highlights a rapidly evolving regulatory...

CCD II in the Baltic States 2026: Consumer Credit and BNPL Licensing Requirements

As every business seeking a consumer credit provider license faces new requirements under the CCD...

RegRally Insights: EMI/PI Regulation – March 2026

This edition of our Fintech RegRally newsletter highlights recent supervisory actions and decisions of the...

Is holding funds in a payment account e-money?

No, holding funds in a payment account without a predefined execution date is not automatically...