Fintech

What must an activity (business) plan contain to obtain a financial license in Lithuania – and what the Bank of Lithuania may assess

The Supreme Administrative Court of Lithuania annuls a specialized bank license refusal for inadequate reasoning...

RegRally Insights: Crypto & Investments Regulation, August 2026

The EU crypto regulatory framework has now moved decisively from implementation to supervision and enforcement....

RegRally Insights: Payment Services Regulation, August 2026

Payment services regulation is increasingly focused on whether regulated institutions can demonstrate effective controls, financial...

RegRally Insights: Consumer Protection Regulation, August 2026

Consumer credit regulation is undergoing significant changes across the Baltic region. In Lithuania, the new...

Payment Institution vs Electronic Money Institution: What to Review in 2026

The distinction between a Payment Institution (PI) and an Electronic Money Institution (EMI) is becoming...

RegRally Insights: Investment in Estonia, July – August 2026

Estonia is widening access to direct investment support while reducing project-delivery friction – a combination...

Estonia: A smart European base for holding, growing and transferring wealth

By Rait Kaarma, Partner and Attorney-at-Law at ECOVIS ProventusLaw Estonia, advising international clients on corporate,...

EMI Requalification: What Firms Should Do Next

The debate over what actually counts as electronic money is no longer academic. As the...

RegRally Insights: Payments Regulatory Updates, July 2026

RegRally Insights: Payment Services Regulatory Updates – Licensing Developments, Supervisory Enforcement and Market Changes (July...

RegRally Insights: EMI/PI Regulation – June 2026

EU payments regulation is entering a structurally transformative phase, with PSD3 and the Payment Services...

One Firm, Two Regimes: How a MiFID Investment Firm Can Extend Into Crypto Under Article 60 MiCA

The entry into application of the Markets in Crypto-Assets Regulation (MiCA) raised a practical question...

MiCA Licensing in Practice: What Latvijas Banka’s Latest Authorisation Signals for EU Crypto Regulation

The continued rollout of the Markets in Crypto-Assets Regulation (MiCA) is reshaping the regulatory landscape...

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