The B-READY team applies a rigorous screening and selection process to identify private sector experts. Inga Karulaitytė’s selection reflects her expertise in financial services regulation, electronic payments and FinTech in Lithuania and the wider Baltic region. Her team advises payment service providers and FinTech companies entering the Baltic market on these matters.

ECOVIS ProventusLaw warmly congratulates Inga Karulaitytė on the World Bank Group Certificate of Appreciation for her contribution to B-READY 2026.

About Inga Karulaitytė

Inga Karulaitytė is a partner at ECOVIS ProventusLaw and head of the firm’s Banking & Finance and FinTech practices. She has more than 20 years of legal experience and is a member of the Lithuanian Bar. She is also registered to practice law in Latvia and Estonia.

Her practice focuses on FinTech regulation, anti-money laundering and counter-terrorist financing (AML/CTF), payments, compliance and international financial services. She is ranked annually by the international legal directories Chambers and Partners, The Legal 500 and IFLR1000.

About Business Ready (B-READY)

Business Ready (B-READY) is the World Bank Group’s flagship report benchmarking the business environment and investment climate in economies worldwide. B-READY succeeded the World Bank’s Doing Business report. It assesses the regulatory framework, public services and operational efficiency across ten topics. The Financial Services topic covers commercial lending, electronic payments, secured transactions and credit reporting.

Data are collected through expert questionnaires and firm-level surveys. The B-READY 2026 Electronic Payments questionnaire assesses the regulatory framework for payment service providers, including risk management, operational resilience, consumer protection, transparency, interoperability and supervisory oversight.

Once the B-READY 2026 report is published later in 2026, ECOVIS ProventusLaw will share the report’s main findings for Lithuania.

About ECOVIS ProventusLaw

ECOVIS ProventusLaw is a business law firm operating across Lithuania, Latvia and Estonia. The firm advises local and international clients on banking and finance, FinTech, financial services licensing and compliance, as well as corporate law, mergers and acquisitions, data protection, technology, employment law, dispute resolution and tax.

ECOVIS ProventusLaw is part of ECOVIS International, a global network operating in more than 90 countries and providing legal, tax and audit services. The firm and its lawyers are ranked by international legal directories, including Chambers and Partners, The Legal 500 and IFLR1000.

The post ECOVIS ProventusLaw partner Inga Karulaitytė selected as an independent expert for the World Bank Group’s B-READY 2026 study appeared first on ECOVIS ProventusLaw.

Meet ECOVIS ProventusLaw at IBA 2026

Our partners Inga Karulaitytė and Loreta Andziulytė will attend the IBA Annual Conference 2026 in Copenhagen.

If your clients are entering the Baltics, investing in the region or navigating financial services and FinTech regulation across Lithuania, Latvia and Estonia, let’s meet in Copenhagen.

Meet Inga →
Meet Loreta →

Inga Karulaitytė

Partner, Attorney-at-law, Financial Services, FinTech & Regulatory, CAMS

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Inga is a leading adviser on financial services regulation, FinTech, payments, crypto-assets, AML/CTF, sanctions and technology-driven regulatory matters. She is rated and recognised by prestigious legal directories such as Chambers and Partners, Legal 500, and IFLR1000.

She leads ECOVIS ProventusLaw’s FinTech, Banking & Finance practice and helps innovative and regulated businesses turn complex legal requirements into clear, practical strategies for entering markets, launching products and scaling across the Baltics and EU.

Her experience includes advising businesses navigating fast-changing regulatory frameworks, managing licensing and compliance challenges, and developing solutions that support growth while meeting the highest regulatory standards.

Languages: English, Lithuanian, Russian

Inga.karulaityte@ecovis.lt

Profile →

LinkedIn →

Loreta Andziulytė

Partner, Attorney-at-law, Corporate, M&A, Technology & Data Protection, Employment, CIPP/E

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Loreta Andziulytė is a highly experienced adviser on employment, FinTech, corporate and M&A matters, technology, data protection and regulatory issues. She advises businesses and international counsel on complex, cross-border matters throughout the business lifecycle — from market entry, establishment and investment to transactions, workforce management, restructuring and ongoing operations.

Her practice combines strong commercial and regulatory insight with a practical understanding of the challenges faced by technology-driven financial services and other regulated businesses. Loreta regularly supports clients on employment strategy and disputes, corporate governance, transactions, technology arrangements, data protection and compliance matters.

Loreta is recognised in Chambers Europe for Employment and is also rated by FinTech Legal for her work in the FinTech sector.

Languages: English, Lithuanian, Russian

Loreta.andziulyte@ecovis.lt

Profile →

LinkedIn →

From Copenhagen to the Baltics

Legal expertise across Lithuania, Latvia and Estonia.

ECOVIS ProventusLaw supports international businesses and law firms with cross-border matters throughout the Baltic region.

Explore our CEE resources

Doing Business in Central and Eastern Europe

Our CEE Guide provides practical information for businesses and advisers considering investment, expansion and business operations across Central and Eastern Europe.

Explore the CEE Guide →

RegRally Insights

Regulatory developments that matter to businesses

Our RegRally Insights provide practical updates on regulatory developments affecting businesses, including: Payments · Crypto & Investments · AML/CTF · Sanctions · Data & ICT · Consumer Protection · Employment

Explore RegRally Insights →

Will you be in Copenhagen?

If you are attending the IBA Annual Conference 2026 and would like to discuss a matter involving Lithuania, Latvia or Estonia, we would be pleased to meet.

Whether you are looking for local counsel, a Baltic referral partner or simply want to exchange views on opportunities in the region, get in touch.

Inga Karulaitytė

Inga.karulaityte@ecovis.lt

LinkedIn →

Loreta Andziulytė

Loreta.andziulyte@ecovis.lt

LinkedIn →

The post IBA Annual Conference 2026 in Copenhagen, 4–9 October appeared first on ECOVIS ProventusLaw.

Inga Karulaitytė is a FinTech and financial regulation expert with more than 20 years of experience advising clients accross Lithuania and the Baltics. She focuses on fintech regulation, AML/CTF, payments, compliance and cross-border financial services matters.

The Women in Business Law Awards, organised by Legal Benchmarking Group (IFLR), recognise leading women lawyers across Europe, the Middle East and Africa. The shortlist is based on a rigorous review of professional achievements, client advisory work, industry leadership, thought leadership, and contributions to the development of legal talent and diversity.

In 2024, ECOVIS proventusLaw was shortlisted for Baltics Firm of the Year while Inga Karulaitytė was a finalist in the Financial Regulatory Lawyer of the Year – EMEA category at the IFLR Women in Business Law Awards.

ECOVIS ProventusLaw extends its sincere congratulations to Inga Karulaitytė and all the esteemed professionals shortlisted across the region this year.

ECOVIS ProventusLaw is a leading business law firm, part of the ECOVIS International network operating in more than 90 countries worldwide. With a presence in all three Baltic states – Lithuania, Latvia, and Estonia – the firm advises local and international clients on complex corporate, regulatory, fintech, employment, dispute resolution, tax, and technology matters, with particular strength in cross-border mandates across the Baltic region.

The firm is known for combining high-level legal expertise with practical, commercially focused advice.

The post ECOVIS ProventusLaw partner shortlisted for IFLR Women in Business Law Awards 2026 appeared first on ECOVIS ProventusLaw.

The firm has particular strength in highly regulated sectors, including financial services, fintech, payments, technology and digital business.

In Latvia, the firm cooperates with Associate attorney Gvido Lošaks, Dr. iur. (PhD), a member of the respective Bars in Latvia.

“Businesses increasingly need a trusted legal adviser who can support them seamlessly across multiple jurisdictions. Our expansion into Latvia strengthens our ability to deliver integrated, commercially focused legal services across the Baltics, combining our extensive market knowledge with strong local capability,” says ECOVIS ProventusLaw partner, attorney-at-law Loreta Andziulytė.

By working as one coordinated team across the region, ECOVIS ProventusLaw aims to provide clients with efficient, consistent and business-oriented legal support without fragmentation between jurisdictions.

“For some time now, we have seen steadily growing demand from clients for coordinated cross-border legal support across the Baltics, particularly in areas such as fintech, regulatory compliance, employment mobility, corporate structuring and digital regulations. Clients increasingly value advisers who understand both local market specifics and the wider regional regulatory landscape”, says ECOVIS ProventusLaw partner, attorney-at-law Inga Karulaitytė.

Attorneys Inga Karulaitytė, Loreta Andziulytė, and Kęstutis Kvainauskas of ECOVIS ProventusLaw (Lithuania) provide cross-border legal services across Lithuania and Latvia. All three are fully qualified attorneys admitted to the Lithuanian Bar and, as EU lawyers, are registered to practise in Latvia and Lithuania. This enables them to provide legal services across the respective Baltic countries on a cross-border basis in accordance with applicable EU and national regulations.

About ECOVIS ProventusLaw

ECOVIS ProventusLaw is a leading business law firm headquartered in Vilnius, Lithuania, and part of the ECOVIS International network operating in more than 90 countries worldwide.

The firm advises local and international clients on complex corporate, regulatory, fintech, employment, dispute resolution, tax and technology matters, with particular strength in cross-border mandates across the Baltic region.

ECOVIS ProventusLaw and its lawyers have been consistently recognised each year since 2019 by leading international legal directories, including Chambers and Partners, IFLR1000 and The Legal 500, with rankings in areas such as FinTech, Banking & Finance, M&A, Employment, TMT, Dispute Resolution and Tax.

The firm is known for combining high-level legal expertise with practical, commercially focused advice.

The post ECOVIS ProventusLaw expands into Latvia, strengthening integrated Baltic legal services appeared first on ECOVIS ProventusLaw.